/* ================= Design tokens ================= */
:root{
  --navy:#0f2544; --navy-2:#16345c; --ink:#1b2430; --muted:#5b6b7f;
  --gold:#c8a04a; --gold-2:#e0bd6b; --line:#e3e8ef; --bg:#ffffff;
  --soft:#f6f8fb; --soft-2:#eef3f9; --green:#25d366;
  --radius:14px; --shadow:0 10px 30px rgba(15,37,68,.08);
  --shadow-lg:0 18px 50px rgba(15,37,68,.14);
  --max:1180px; --font:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Arial,sans-serif;
  --serif:'Playfair Display',Georgia,'Times New Roman',serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.7;font-size:16.5px;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--navy-2);text-decoration:none}
a:hover{color:var(--gold)}
h1,h2,h3,h4{font-family:var(--serif);color:var(--navy);line-height:1.25;margin:0 0 .6em;font-weight:700}
h1{font-size:clamp(2rem,4.2vw,3.1rem)}
h2{font-size:clamp(1.55rem,3vw,2.25rem)}
h3{font-size:1.2rem}
p{margin:0 0 1.1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}
.sec{padding:76px 0}
.sec.soft{background:var(--soft)}
.center{text-align:center}
.lead{font-size:1.1rem;color:var(--muted);max-width:760px}
.center .lead{margin-left:auto;margin-right:auto}
.eyebrow{display:inline-block;font-family:var(--font);font-size:.76rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:.7rem}

/* ================= Buttons ================= */
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 26px;border-radius:999px;font-weight:600;font-size:.95rem;border:1.5px solid transparent;cursor:pointer;transition:.2s;font-family:var(--font)}
.btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold-2));color:#22190a;box-shadow:0 8px 22px rgba(200,160,74,.35)}
.btn-gold:hover{transform:translateY(-2px);color:#22190a;box-shadow:0 12px 28px rgba(200,160,74,.45)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-2);color:#fff;transform:translateY(-2px)}
.btn-ghost{border-color:rgba(255,255,255,.55);color:#fff}
.btn-ghost:hover{background:#fff;color:var(--navy)}
.btn-outline{border-color:var(--navy);color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-wa{background:var(--green);color:#fff}
.btn-wa:hover{color:#fff;transform:translateY(-2px)}

/* ================= Topbar + Header ================= */
.topbar{background:var(--navy);color:#cfdcec;font-size:.83rem;padding:8px 0}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap}
.topbar a{color:#fff}
.topbar a:hover{color:var(--gold-2)}
.topbar .tb-r{display:flex;gap:18px;flex-wrap:wrap}
header.site{position:sticky;top:0;z-index:60;background:#fff;border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:76px}
.brand{display:flex;align-items:center;gap:12px}
.brand .mark{width:44px;height:44px;border-radius:11px;background:linear-gradient(135deg,var(--navy),var(--navy-2));color:var(--gold-2);display:grid;place-items:center;font-family:var(--serif);font-weight:700;font-size:1.15rem;flex:none}
.brand b{display:block;font-family:var(--serif);font-size:1.12rem;color:var(--navy);line-height:1.2}
.brand small{display:block;font-size:.71rem;letter-spacing:.11em;text-transform:uppercase;color:var(--muted)}
nav.main{display:flex;align-items:center;gap:4px}
nav.main a{padding:9px 13px;border-radius:8px;font-size:.92rem;font-weight:500;color:var(--ink)}
nav.main a:hover,nav.main a.active{background:var(--soft-2);color:var(--navy)}
.has-sub{position:relative}
.has-sub>a::after{content:"▾";font-size:.7em;margin-left:5px;opacity:.6}
.sub{position:absolute;top:100%;left:0;min-width:230px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow-lg);padding:8px;opacity:0;visibility:hidden;transform:translateY(8px);transition:.18s}
.has-sub:hover .sub{opacity:1;visibility:visible;transform:translateY(0)}
.sub a{display:block;padding:9px 12px;font-size:.9rem}
.hdr-cta{display:flex;align-items:center;gap:10px}
.burger{display:none;background:none;border:0;font-size:1.6rem;color:var(--navy);cursor:pointer;padding:4px 8px}
.nav-head{display:none}
.nav-backdrop{display:none}
nav.main a.nav-cta{display:none}

/* ================= Hero ================= */
.hero{position:relative;background:linear-gradient(140deg,#0b1c33 0%,var(--navy) 45%,var(--navy-2) 100%);color:#fff;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;background:radial-gradient(900px 420px at 88% 8%,rgba(200,160,74,.22),transparent 60%),radial-gradient(700px 400px at 5% 95%,rgba(255,255,255,.07),transparent 60%)}
.hero .wrap{position:relative;z-index:2;padding-top:78px;padding-bottom:78px}
.hero h1{color:#fff;max-width:16ch}
.hero h1 em{font-style:normal;color:var(--gold-2)}
.hero p{color:#c9d7e8;max-width:56ch;font-size:1.08rem}
.hero .btns{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.badges{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:20px}
.badge{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);color:#e7eef7;border-radius:999px;padding:6px 14px;font-size:.8rem;font-weight:500}
.hero-card{background:#fff;border-radius:18px;padding:28px;box-shadow:var(--shadow-lg);color:var(--ink)}
.hero-card h3{margin-bottom:4px}
.hero-card .sm{font-size:.87rem;color:var(--muted);margin-bottom:16px}
.field{margin-bottom:12px}
.field label{display:block;font-size:.8rem;font-weight:600;color:var(--navy);margin-bottom:5px}
.field input,.field select,.field textarea{width:100%;padding:11px 13px;border:1.5px solid var(--line);border-radius:9px;font-family:var(--font);font-size:.93rem;background:#fff;color:var(--ink)}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold)}
.form-note{font-size:.75rem;color:var(--muted);margin:10px 0 0;text-align:center}

/* ================= Stat strip ================= */
.stats{background:var(--navy);color:#fff;padding:0}
.stats .grid{display:grid;grid-template-columns:repeat(4,1fr);text-align:center}
.stats .grid>div{padding:30px 16px;border-right:1px solid rgba(255,255,255,.12)}
.stats .grid>div:last-child{border-right:0}
.stats b{display:block;font-family:var(--serif);font-size:2rem;color:var(--gold-2);line-height:1}
.stats span{font-size:.83rem;color:#b9c9dc;letter-spacing:.04em}

/* ================= Cards / grids ================= */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:26px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;transition:.22s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#d3ddea}
.card .ico{width:50px;height:50px;border-radius:12px;background:var(--soft-2);color:var(--navy);display:grid;place-items:center;font-size:1.35rem;margin-bottom:15px}
.card p{font-size:.95rem;color:var(--muted);margin-bottom:.8em}
.card .more{font-size:.88rem;font-weight:600;color:var(--gold)}

.act-card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:var(--radius);padding:30px}
.act-card .tag{display:inline-block;background:var(--soft-2);color:var(--navy);font-size:.74rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:5px 11px;border-radius:6px;margin-bottom:12px}

/* ================= Steps ================= */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:s}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 22px 22px}
.step::before{counter-increment:s;content:counter(s,decimal-leading-zero);position:absolute;top:-16px;left:22px;width:38px;height:38px;border-radius:10px;background:var(--navy);color:var(--gold-2);display:grid;place-items:center;font-weight:700;font-size:.9rem;font-family:var(--serif)}
.step h3{font-size:1.05rem;margin-top:10px}
.step p{font-size:.92rem;color:var(--muted);margin:0}

/* ================= Lists ================= */
.ticks{list-style:none;padding:0;margin:0}
.ticks li{position:relative;padding:9px 0 9px 32px;border-bottom:1px dashed var(--line);font-size:.96rem}
.ticks li:last-child{border-bottom:0}
.ticks li::before{content:"✓";position:absolute;left:0;top:9px;width:20px;height:20px;border-radius:50%;background:var(--soft-2);color:var(--navy);font-size:.72rem;display:grid;place-items:center;font-weight:700}
.doc-box{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px}

/* ================= Locations ================= */
.loc-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}
.loc{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px 20px;text-align:center;transition:.22s}
.loc:hover{background:var(--navy);border-color:var(--navy);transform:translateY(-4px)}
.loc:hover b,.loc:hover span{color:#fff}
.loc .pin{font-size:1.5rem;margin-bottom:8px}
.loc b{display:block;font-family:var(--serif);color:var(--navy);font-size:1.08rem}
.loc span{font-size:.8rem;color:var(--muted)}

/* ================= FAQ ================= */
.faq{max-width:840px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:11px;margin-bottom:12px;overflow:hidden}
.faq summary{cursor:pointer;padding:17px 48px 17px 20px;font-weight:600;color:var(--navy);position:relative;list-style:none;font-size:.98rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:20px;top:14px;font-size:1.4rem;color:var(--gold);font-weight:400}
.faq details[open] summary::after{content:"−"}
.faq details[open] summary{background:var(--soft)}
.faq .ans{padding:4px 20px 18px;color:var(--muted);font-size:.95rem}
.faq .ans p:last-child{margin-bottom:0}

/* ================= Testimonials ================= */
.quote{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.quote .stars{color:var(--gold);letter-spacing:2px;margin-bottom:10px}
.quote p{font-size:.95rem;color:var(--ink);font-style:italic}
.quote b{font-size:.9rem;color:var(--navy);font-style:normal}
.quote small{display:block;color:var(--muted);font-size:.8rem}

/* ================= CTA band ================= */
.cta-band{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;border-radius:18px;padding:44px;display:flex;align-items:center;justify-content:space-between;gap:26px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin-bottom:6px}
.cta-band p{color:#c4d3e5;margin:0}

/* ================= Page hero (inner) ================= */
.phero{background:linear-gradient(135deg,#0b1c33,var(--navy));color:#fff;padding:56px 0 52px;position:relative;overflow:hidden}
.phero::after{content:"";position:absolute;inset:0;background:radial-gradient(700px 320px at 85% 0%,rgba(200,160,74,.2),transparent 60%)}
.phero .wrap{position:relative;z-index:2}
.phero h1{color:#fff;margin-bottom:.35em}
.phero p{color:#c3d2e4;max-width:66ch;margin:0}
.crumb{font-size:.82rem;color:#93a9c4;margin-bottom:14px}
.crumb a{color:#c9d8ea}

/* ================= Table ================= */
table.tbl{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;font-size:.93rem}
table.tbl th{background:var(--navy);color:#fff;text-align:left;padding:14px 16px;font-weight:600;font-size:.88rem}
table.tbl td{padding:13px 16px;border-top:1px solid var(--line);vertical-align:top}
table.tbl tr:nth-child(even) td{background:var(--soft)}

/* ================= Notice ================= */
.notice{background:#fff8e8;border-left:4px solid var(--gold);border-radius:0 10px 10px 0;padding:18px 22px;font-size:.93rem;color:#5c4a1d}
.notice strong{color:#3d3010}

/* ================= Footer ================= */
footer.site{background:#0b1c33;color:#a9bdd4;padding:60px 0 0;font-size:.92rem}
footer.site h4{color:#fff;font-family:var(--serif);font-size:1.05rem;margin-bottom:16px}
footer.site a{color:#a9bdd4}
footer.site a:hover{color:var(--gold-2)}
.f-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:36px;padding-bottom:44px}
.f-grid ul{list-style:none;padding:0;margin:0}
.f-grid li{margin-bottom:9px}
.f-bot{border-top:1px solid rgba(255,255,255,.1);padding:20px 0;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;font-size:.83rem}
.disclaimer{background:rgba(255,255,255,.04);border-radius:10px;padding:16px 18px;font-size:.79rem;line-height:1.6;margin-bottom:36px;color:#8ea6c1}

/* ================= Floating actions ================= */
.fab{position:fixed;right:18px;bottom:18px;z-index:80;display:flex;flex-direction:column;gap:10px}
.fab a{width:52px;height:52px;border-radius:50%;display:grid;place-items:center;color:#fff;font-size:1.3rem;box-shadow:var(--shadow-lg);transition:.2s}
.fab a:hover{transform:scale(1.08);color:#fff}
.fab .wa{background:var(--green)}
.fab .call{background:var(--navy)}
.mobile-bar{display:none}

/* ================= Responsive ================= */
@media(max-width:1000px){
  .hero-grid{grid-template-columns:1fr;gap:34px}
  .grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr);row-gap:34px}
  .loc-grid{grid-template-columns:repeat(3,1fr)}
  .stats .grid{grid-template-columns:repeat(2,1fr)}
  .f-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:760px){
  body{font-size:16px}
  .sec{padding:56px 0}
  /* --- Mobile navigation --- */
  .topbar{display:none}
  header.site .wrap{min-height:62px}
  .burger{display:block;position:relative;z-index:3;font-size:1.75rem}
  .hdr-cta .btn{display:none}

  .nav-backdrop{display:block;position:fixed;inset:0;background:rgba(9,20,36,.55);z-index:1;opacity:0;visibility:hidden;transition:opacity .25s,visibility .25s}
  body.nav-open .nav-backdrop{opacity:1;visibility:visible}
  body.nav-open{overflow:hidden}
  body.nav-open header.site{z-index:100}
  body.nav-open .fab,body.nav-open .mobile-bar{opacity:0;pointer-events:none}

  nav.main{position:fixed;top:0;right:0;bottom:0;left:auto;height:100%;width:min(86vw,340px);background:#fff;display:flex;flex-direction:column;align-items:stretch;padding:0 0 30px;gap:0;box-shadow:-14px 0 44px rgba(0,0,0,.24);transform:translateX(105%);transition:transform .28s ease;overflow-y:auto;-webkit-overflow-scrolling:touch;z-index:2}
  nav.main.open{transform:translateX(0)}

  .nav-head{display:flex;align-items:center;justify-content:space-between;padding:15px 18px;background:var(--navy);position:sticky;top:0;z-index:2}
  .nav-head span{font-family:var(--serif);font-size:1.05rem;color:#fff}
  .nav-close{background:none;border:0;color:#fff;font-size:1.9rem;line-height:1;cursor:pointer;padding:0 6px}

  nav.main a{padding:14px 18px;border-bottom:1px solid var(--line);border-radius:0;font-size:1rem}
  nav.main a:hover,nav.main a.active{background:var(--soft-2)}
  .has-sub{display:block;position:static}
  .has-sub>a{display:flex;align-items:center;justify-content:space-between;font-weight:600}
  .has-sub>a::after{margin:0;font-size:.85em;opacity:.75;transition:transform .2s}
  .has-sub.open>a::after{transform:rotate(180deg)}
  .sub{position:static;min-width:0;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;border-radius:0;padding:0;background:var(--soft);display:none}
  .has-sub.open .sub{display:block}
  .sub a{padding:12px 18px 12px 36px;font-size:.94rem}

  nav.main a.nav-cta{display:block;margin:20px 18px 0;padding:14px;text-align:center;background:linear-gradient(135deg,var(--gold),var(--gold-2));color:#22190a;border:0;border-radius:999px;font-weight:600}
  .grid-3,.grid-2,.grid-4,.steps,.loc-grid{grid-template-columns:1fr}
  .cta-band{padding:30px;text-align:center;justify-content:center}
  .stats .grid>div{border-right:0;border-bottom:1px solid rgba(255,255,255,.12)}
  .f-grid{grid-template-columns:1fr;gap:26px}
  .fab{bottom:74px}
  .mobile-bar{display:grid;grid-template-columns:1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:85;box-shadow:0 -6px 20px rgba(0,0,0,.14)}
  .mobile-bar a{padding:15px;text-align:center;font-weight:600;font-size:.92rem;color:#fff}
  .mobile-bar .c{background:var(--navy)}
  .mobile-bar .w{background:var(--green)}
  body{padding-bottom:54px}
  table.tbl{display:block;overflow-x:auto}
}